P2P (Peer-to-Peer) is an account feature that helps you easily transfer funds to your friends and family’s Oxygen accounts or receive funds from theirs within seconds.
How do I use P2P?
From the “Overview” section of your account, tap the “Friends” tab and allow Oxygen access to your contacts.
Select the contact with whom you wish to send or request funds.
Tap “$” to request or pay the selected contact.
Choose the paperclip to add an attachment and/or type a message in the message box.
Hit the “+” symbol to increase the amount or tap on “Edit amount” to type in a specific amount.
Once your amount is set, hit “Pay” or “Request.”
Review your details and tap “Confirm.”
There is no limit to the number of P2P transfers you can make daily; however, you cannot send more than $2,500 per day or $15,000 per month. There is no limit to the maximum amount of funds you can receive in P2P transfers.
There is no fee to use P2P.
Can I cancel a P2P?
You cannot cancel a P2P once it has been sent. You will have to work it out with the recipient directly.