P2P (Peer-to-Peer) is an account feature that helps you easily transfer funds to your friends and family’s Oxygen accounts or receive funds from theirs within seconds.
How do I use P2P?
From the “Overview” section of your account, tap the “Friends” tab and allow Oxygen access to your contacts.
Select the contact with whom you wish to send or request funds.
Tap “$” to request or pay the selected contact.
Choose the paperclip to add an attachment and/or type a message in the message box.
Hit the “+” symbol to increase the amount or tap on “Edit amount” to type in a specific amount.
Once your amount is set, hit “Pay” or “Request.”
Review your details and tap “Confirm.”
P2P limits
Send up to $5,000 per P2P Transfer
Maximum of $5,000 in P2P Transfers per calendar day
No limit to the number of P2P Transfers per calendar day
Maximum of $15,000 in P to P Transfers per calendar month.
P2P Fees
There is no fee to use P2P.
Can I cancel a P2P?
You cannot cancel a P2P once it has been sent. You will have to work it out with the recipient directly.