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Guide to activating and using virtual cards
Guide to activating and using virtual cards

Learn the use cases and how to best utilize virtual cards

Updated over a week ago

Using Oxygen virtual cards is simple, secure and convenient.

Here's how to start using Virtual Cards:

  1. Log in to your Oxygen account on the website or mobile app.

  2. Once you're in your account, go to the "Cards" section, where you can manage your physical and virtual cards.

  3. To create a new virtual card, tap on the "Create a new card" button.

  4. Choose between the “merchant” or “disposable card,” and set the spend limit.

  5. For merchant cards, give the card a name to easily identify it, choose the frequency, and decide whether or not you will use that virtual card with multiple merchants.

  6. You’ll have the option to set a spending limit for the virtual card. Spending limits help you control your expenses and stay within your budget.

  7. Once a virtual card is created, it will be activated automatically and ready for use.

Virtual cards give provide security and control

Generate a new number anytime:

If you misplace your device, you can update a virtual card by generating a new card number for it. Once generated, the new card number will be issued, and you’ll be ready to use that card again.

Delete a virtual card anytime:

If you no longer need a virtual card, you can delete it. This prevents any further charges to the card.

Monitor transactions:

Stay updated with real-time transaction notifications. The Oxygen app will alert you to every purchase made with your virtual cards.

Some example uses for your virtual cards:

Online shopping:

Use your virtual card for secure online shopping. Each virtual card has unique details to provide an extra layer of protection for your transactions.

Subscription payments:

Set up a virtual card specifically for recurring payments like streaming services, magazine subscriptions and utility bills. This way, you can easily manage and track these expenses.

Free trials:

Use a virtual card with a limited spending limit to sign up for free trials of online services. This helps prevent accidental charges if you forget to cancel a free trial.

Budget control:

Create virtual cards with predetermined spending limits to help you stick to your budget for specific expenses, such Amazon subscriptions or purchases.

Travel expenses:

Generate virtual cards for travel-related expenses like hotel bookings, rental car reservations or flights. This adds an extra layer of security during your travels.

Limited-time use:

Create temporary virtual cards for one-time purchases or during specific time periods. After the time is up, you can deactivate the card to prevent further charges.

Shared expenses:

If you share expenses with friends or roommates, create virtual cards for shared bills and easily keep track of payments.

Oxygen is a financial technology company. Banking Services provided by The Bancorp Bank, N.A., Member FDIC. The Oxygen Visa® Debit Card and the Oxygen Business Visa® Debit Card are issued by The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

The Visa Virtual Account may be used everywhere Visa debit is accepted online.

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